Archive | July 2012

7 STEPS TO FINANCIAL WELLNESS

Financial wellness is the art of managing family income, investments and expenditures for optimal living. The process of becoming aware and making conscious choices toward financial independence is foundational for financial wellness.

Learning new skills and innovative strategies for maximizing cash flow is a goal many families must commit to before advancing toward financial wellness.  The concept of financial wellness is non-existent in many households.  However, for families who choose to experience financial freedom, the following steps will empower and bring new insight to your family.

Step 1# Give

Giving is the first step toward financial wellness.  This is your financial insurance for creating opportunities to get wealth.  Giving is the same as a farmer who plants seeds seasonally so as to reap a harvest in another season.  A farmer who desires to reap a harvest of  apples in the next season must plant apple seeds.  Planting orange seeds and expecting apples is INSANE.

A family with a desire to increase their household income must give (WORK) the use of their talents and abilities to those who could benefit.  Planting  your talent into an organization or a company is the fastest way to bring increase to your family income. There is no hope for financial increase when a family refuses to work.

Volunteering is an excellent way of planting a seed for the perfect job opportunity. Many organizations would love to benefit from your skills and dedication in the empowerment of your family.  Visit http://www.volunteermatch.org to find an opportunity in your community, or contact us by email brooksfoundation@gmail to assist with our monthly feeding of families in need in downtown Los Angeles (SKID ROW).  Helping someone start their own business is another excellent idea for positioning your family for increase.

Without understanding this FIRST STEP in financial wellness, it’s safe to say that the following steps will not apply to you. For those looking for results that work, please continue reading.

Step #2 Prepare to Receive

Preparing to receive is the second step toward financial wellness.  Once your family has already planted their seeds by the giving of their talents, ideas, love and kindness to others, WATCH OUT. The harvest has no choice but to come.  Not being prepared for the harvest will produce family stress and anxiety for those who did not plant the correct seeds on good ground.  An excellent way to prepare for the harvest is to create a 12 month financial plan on how you will spend the increase before your financial harvest arrives.

Step# 3 Your Measurement

It is impossible to receive a financial increase without the planting of your talents and skills.  There is no job or business on this planet who will pay you to do nothing.  Therefore, your measurement of financial increase is connected to the amount of QUALITY work you give to others.  If your quality of work was good, your measurement will be good.  If your quality of work was mediocre, your financial return will equal the same. To maximize your measurement, always do excellent work at all times.

Step #4 Pay Back

Pay back is a category in financial wellness that has the potential bear fruit.  Based on your quality of work invested into helping someone else grow their business, there is an automatic release of promotion and pay increase that flows without any extra effort on your part.  To position your family for a larger pay back, invest time to develop your skill and talent to another level.

Step #5 Multiply

Multiplication is a form of financial increase that is shaken together and demands attention.  At this stage of financial wellness your family begin to enjoy their financial increase dimensionally. Developing your family’s skills and talents to another level raises the financial bar and positioned your family to experience greater financial success. Staying at this level demands enrolling in classes for improving your skills and connecting with a core group of associates that empowers your family at this level.

Step #6 Overflow

Living in the overflow is operating with more than just enough money to pay your bills.  This surplus and abundance allows your family through the ability of multiplying resources to build schools, fund research for cancer and sponsor programs that provide job training for unemployed families the community.  It is in the overflow that many families begin to establish themselves as a financial resource for others.  Operating at this level effectively will take coaching and the development of new skills that prepare your family for leading the community responsibly.

Step #7 Favor

Favor is the ability to experience exceptional kindness and generosity from others effortlessly.   Receiving preferential treatment in every area of your life is a strong indication that you and your family have advanced to highest level of financial wellness.  This level of financial wellness is where no eyes have seen and no ears have heard what is about to happen for family.

Operating at this level is an experience that surpasses all understanding. Do not try to figure it out!  Houses, cars, boats, planes, and special invitations to paid VIP luncheons/dinners are some of the benefits that follow a family that is drenched in the excess that come with operating in favor.

This level of financial wellness is not for sale.  Favor is a natural progression for families who start by giving through investing time and effort to help others succeed.  By helping others to succeed, your family will benefit several times over without having to sell your soul for it.  Enjoying and maintaining this level of financial success demands helping others achieve success and rejecting low-level thinking that encourages competition and greed.

 

CHARITY ESSENTIALS

Life without charity is useless and unfulfilled.  Charity is essential for experiencing a life filled with increase, overflow, abundance, good measured, pressed down, shaken together and running over.  Charity is the key to long-term financial success and must begin first in your home.

9 Charity Essentials to Practice First at Home:

1. Patience:  Passively apply patience with yourself in the financial planning process with each family member.  Use patience to create and operate your family budget.  Do not be in a hurry when making financial decisions.  Be calm, take your time and follow through with a realistic and peaceful action plan.  Believe for the best and hope for more stable financial resources and provisions that can position your family to financially support your community joyfully.

2. Kindness: Use kindness to move your family to another financial level of success.  Kindness is a financial weapon in action.  Never act rashly or insolently  toward money.  Using presumptuous and disrespectful behaviors to clarify the family’s financial situation to your children is inconsistent with charity.  Take time to discuss in an orderly manner your children’s budget, spending and investment goals at your weekly family meetings.  This level of kindness is mandatory for preparing your children to mirror back to the community excellent money management skills.

3. Generosity: Liberally investing and habitually maximizing your children’s financial portfolio before they graduate high school is an excellent form of demonstrating charity at home. Preparing your children to be financially responsible and accountability is an important and valuable aspect of family empowerment.  The level of generosity displayed in the home will match the level of generosity your family is capable of giving to others outside the home.

4. Humility: Conditioning your family to become skilled in humility is exhibiting charity without the parade.  Though often neglected, humility is foundational in positioning your family to lead successfully in the area of finance.  Pride destroys families unwilling to identify the many opportunities for activating humility. Unlimited wealth is attracted to humility.

5. Courtesy: Being polite in communicating the family’s 90 day spending plan without disagreement in spite of your family’s current economic situation is expressing charity in a manner your children can easily understand.

6. Unselfishness:  The true essence of charity is unselfishness.  Having the courage to control the habit of overspending so as to secure your family’s financial future is experiencing charity without limits.  The secret to changing your family’s financial situation for the better is hidden in unselfishness.   The fear of not having enough is a trap many families never recover from.  There are more than enough financial resources available on this planet for every family.  Take a stand today and demonstrate your bravery by facing every selfish thought and idea with the capability of sabotaging your children’s inheritance.

7. Good Temper: A well-balanced and mental disposition family has the potential to shift financial consciousness in their community, the school their children attend, and even the place they worship.  Families with good temperament are quick to listen, slow to speak and slow to anger.  The world cannot advance successfully without these families sharing this level of charity within the community.  The only way to stop hostility, hate and the poison generated by toxic emotions is to begin demonstrating good temperament in your home.  Once mastered visually in the home, children will begin to reflect back to the community a level of peace beyond human understanding.

8. Ethics:  Being in accordance with financial principles that governs your family’s conduct is a form of charity that must be cultivated.  Children are watching their parents for the correct response to spending, saving and investing.  What financial morals do you practice at home before shopping?  Can your children trust you to manage their financial destiny?  When will you begin that education fund?

9. Sincerity:  The truth in word and action is the meaning of sincerity to children.  Practice connecting a physical action to the financial promises you make to your children.  Words without the correct action sends a negative message to children.  Children who are disappointed usually reflect the same behavior to their classmates and eventually grow up to become adults that do the same to their spouse.  What can you do today to shift this dynamics in your home?  When will you begin teaching your family the essentials for adding value to their community?  What ideas do you have for preparing your children with an accountability plan for the cash you give them weekly for lunch, toys, entertainment or food?

TEEN METHODOLOGY

Out of the abundance of the heart the mouth speak.  A teenagers methodology (treasure) is hidden within their heart.  A teenagers heart is the center of their total being and holds their intentions.

Teenagers are the fruit (harvest) from their parents.   A respectful and loving teenager is harvested from a healthy tree (parent) and the positive principles taught in the home.  A disrespectful and rebellious teenager is harvested from a contaminated tree (parent) and the negative principles taught in the home.

A good tree cannot bear bad fruits, nor can a bad tree bear good fruits.  A Teenagers behavior (fruit) is always the result of a parents (tree) methodology deposited in the teenagers heart over the years. No teenager (fruit) can excel beyond actual knowledge of their parent (tree), without the restoration of the heart.

Every issue of life that affect teenagers stem from their heart, which consists of their mind, their decisions and their emotions.  Principles for guarding their heart is the most important skill parents MUST lead and teach their teenager strategically for operating at a level of excellence and power.

The futility of a teenagers mind has the potential to heal nations or destroy families.  Making decisions without comprehension is a dangerous and ineffective process many teenagers practice haphazardly. Can you imagine the thoughts and emotions that goes through a teenagers mind every day? Do you understand why your teenager is being manipulated by their emotions?

Parents can no longer turn a blind eye to their teenagers self-destructive ways of responding to the issues of life.  The tree (parents) cannot harvest (teen) anything different without first choosing to be responsible for the methodology taught in the home. THIS IS NOT A TEST!

THE NINE P’S OF PARENTING

The 1st P of Parenting is Prayer.  The power of a parent who pray for their children is considerable. Your prayers have the potential to protect, to bless, and to guide your children toward the loving arms of their heavenly Father.

The 2nd P of Parenting is Purpose.  The purpose of parenting is to add value to your children. In turn, your children will add value to the community and to the world.

The 3rd P of Parenting is Passion.  A parent’s passion is like a fuel that provides energy. In this case, that energy encourages children enthusiastically toward their destiny.

The 4th P of Parenting is Patience. By modeling a behavior that can at times be personally challenging, parents teach their children how to manage themselves more successfully.

The 5th P in Parenting is Peace. Peace is a state of mind parents choose at the beginning of each day (and throughout the day!). Peace brings power to parents as they strive to successfully manage daily family goals and activities.

The 6th P in Parenting is Preparation.  Being prepared mentally, emotionally and physically are foundational tools parents can use to cultivate a culture of self-discipline in the home.

The 7th P in Parenting is Persistence.  Persistent parents maintain a steady course of action and purpose in spite of obstacles, difficulties, and discouragement.

The 8th P in Parenting is Prioritization. Putting first things first is critical. When family priorities are strategically arranged, the results are higher productivity and higher returns on time invested.

The 9th P in Parenting is Positive Attitude.  Having a positive mindset in parenting is a key secret for producing healthy and emotionally strong children.  Positive parenting is the most effective style of parenting.

 

UNDERSTANDING YOUR CHILD’S ANGER

A child’s anger is a quick and reflective response to a parent’s hypocrisy.  Pretending to have family values and purpose involves deception and is considered a lie.

Children dislike and become angry easily by a parent’s pretense of a virtuous and moral character.  Parents are at the mercy of understanding their children’s anger due to the deceptive and tragic methods used to communicate the family’s purpose.

Making excuses and being inconsistent with family goals is usually at the center stage why many children become furious with their parents.  Children need their parents to demonstrate behaviors reflecting truth, honesty and integrity in the home.  Half-truth is a form of trickery many children detest and do not respond to kindly.

Making plans with your child and changing them without an explanation provokes anger.  Anger in many children is often stimulated by a neglecting parent.  Neglecting to invest time in preparing children emotionally and physically to respond effectively to life’s daily challenges, encourages frustration.

Misleading children about their purpose in life is the highest form of deception many parents use underhanded that incites a child’s anger.  Suppressed truth about a child’s potential is no excuse for abuse and abandonment.

Children need parents to be more accountable with their future.  What are your written goals and purpose for your child’s first 18 years?  Why do you tolerate such low performance and deception in preparing your child with a financial portfolio before they begin high school?

Who is responsible for your family’s success? When will you develop the necessary skills and tools to move your child forward successfully?  Where can your child go for mentorship and support until you get help you need?  How can you strategically improve your relationship with your child within the next 12 months?

These questions can only be answered by a parent who honestly choose to understand the dangers associated with the child’s inability to process their own emotions correctly.  Implementing the answers to these questions has the potential to heal your family.  You are the answer to your child’s anger.  Share the family’s purpose with your child before it’s too late!

 

 

 

 

 

HOW SHOULD I DEAL WITH MY CHILD WHO IS A BULLY?

It is important to know that one in ten children are victimized by bullies.  Bullying is a serious problem that should not be taken lightly.  Start by determining the reasons why your child is bullying others.  Are your child’s needs being met at home?  Do you invest 30 minutes or more daily engaging in developing healthy communication skills with your child?  Do you have a family purpose statement posted in your home?

The most common type of bullying is physical; punching, pushing, kicking etc.  Other types of bullying include using the silent treatment to manipulate others to give in to their demands.

        However, a child may be teasing other children, calling them names or otherwise verbally assaulting them.  Once you have determined the type of bullying, make it completely clear to your child that this behavior is unacceptable. Always separate the behavior from the child.  Then, take a good look at your non-verbal communication with your child.  

      Often, children imitate the behaviors of their parents.  Do you bully your spouse, child or others?  Do you demand things go your way? Are you a know it all parent?

Talking with your child about his/her behavior may lead them to giving you an explanation.  However, in many cases, it is a good idea to involve a professional counselor, who is especially trained in working with children who are bullies.

CHAOTIC PARENTING

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Chaotic parenting is using disorder and the author of confusion to communicate to  children the family’s vision, mission and values.

A family’s vision is designed to provide a clear destination for children.  Children need to be inspired toward achieving a family goal that adds value to themselves and to the community.  Without a family vision, mission and values in place, children will lack direction, making it easier to be manipulated by bullies.

Children motivated by a compelling family vision has the potential to capture their heart and connect them to their destiny.  A family’s vision is the only thing on this planet that will produce happiness in the home and give children strength and confidence in eliminating the victim mentality.

Using foul language and negative words one day as a form of communication with your children, and telling them you love them the next day, is the lowest form of parenting and the most common used by chaotic parents.

Have you ever wondered why so many children behave the way they do?  Why are so many children choosing to disrespect and dishonor their parents?  How many failed marriages and abandoned children will it take to eliminate this style of parenting?  Disorder and confusion are not effective parenting tools!

Chaotic parenting is ineffective and limits a child’s ability to move toward their destiny.  A child’s inability to understand the reasons behind their parent’s negative outburst when they make simple mistakes can be very confusing.

No child can develop into a productive and respectful individual rooted in a toxic and negative environment.  It’s time parents take a look in the mirror and begin to take personal responsibility for their actions.  It’s not always the child’s fault.  Make amends immediately by planning your next family meeting, and remove chaos and confusion from your home.  You can do this!